Grants for Single Moms
For single mothers, the dream of owning a home might seem an impossible one. But there is hope! There are grants and government programs that will help a struggling single mother manage to purchase that home of her dreams. Here are a few that might be able to help you.
Habitat for Humanity. This long-running and very successful program, Habitat for Humanity gives people a great place to live for a reasonable cost. Much of the work of building your home is done by you and those around you, in an exchange called “sweat equity” – the more time you devote to building your own house, the less money you have to pay for it. Habitat for Humanity helps hard-working single moms build their dream homes, and they might be able to help you, too.
Ameridream. Ameridream offers assistance on down-payments for single moms. One of the most frustrating things about home ownership is saving up for the down payment! Many single moms pay rent that is equivalent to that of a mortgage, but because they don’t have the down payment saved up, they can’t get into a house. Ameridream bridges that gap.
Government Grants at Grants.gov. This is a great program that allows grants for almost anything you can think of. Though the system doesn’t do “personal grants” they do handle some housing grants and definitely can guide you to places that handle individual cases. Alternatively, if you live in government housing, you can speak to your landlord about opportunities that would get you out of that apartment and into a home of your own.
Talk to a Grant Writer. Grant writers obtain grants for people – that’s what they do! Some of them work pro-bono for those who really can’t afford to pay them. Contact a grant writer through a freelance organization such as the American Society of Journalists and Authors. A grant writer can give you good information on what you will need and where you can find it, and even if they can’t do your grant writing for free, they can assist you in your search.
Whether you choose a private grant, and government one, or a combination of grant and loan, you are doing the right thing for your kids by going forward with your dream of buying a home. Not only does it give them a stable, secure place to live, but it also sets a good example. If you fulfill your dream, they have no doubt they can fulfill theirs, too!
Leave a Reply